Property Damage Defense Representation

When someone files a claim against you for property damage, you may be facing costs higher than you are able to pay. Instead of hoping for a small bill by representing yourself, let a skilled Florida attorney defend your needs. When you are facing a property damage claim such as vehicle property damage claims, cases involving vehicles striking residential structures, fence and boundary damage cases, multiproperty damage scenarios, and those involving complex property valuation disputes, you deserve comprehensive legal support.

Attorney Robert R. Coulombe Jr. is a skilled property damage defense attorney with extensive experience in defending clients against various property damage claims. You can meet with him at our Miami office of the Law Office of Robert R. Coulombe Jr. As we represent you, we will explore all available options for defending your best interests.

Determining Your Policy Coverage

People often make the false assumption that their “full coverage” insurance policy means it will cover all costs of a property damage claim. The reality is that your policy has a maximum amount of coverage, and of the claim against you results in higher compensation, you are responsible for paying it. Florida insurance policies have a standard minimum property damage liability coverage of $10,000, but it is likely that a claim can exceed that amount. Our goal as your legal representation is to minimize the money owed from these claims by either avoiding liability or negotiating for a smaller settlement.

Addressing Your Concerns

Part of our legal representation services includes giving you the information you need. As your insurance defense attorney, we can help you understand if your policy will cover potential damages, how the value of the damage is determined and other important elements of your claim. We will also elaborate on the process of property damage settlement and collision damage assessment, detailing how repair estimates, replacement costs and depreciation factors are used in property valuation disputes.

We are able to develop successful defense plans by exploring the potential of challenging preexisting damage, examining weather factors or maintenance neglect as intervening causes, and scrutinizing claims for multiple vehicle involvement. By giving you a better understanding of the timeline of these claims, what we can do for you and what happens at each step of the process, we can make the entire process a smoother transition for you.

Answers To Your Questions

We know these legal issues can be complex, and we can provide you with some peace of mind by answering common questions such as:

How is the value of property damage determined after an accident?

The value of property damage is assessed through repair estimates, replacement costs and actual cash value calculations, considering depreciation and restoration feasibility.

What happens if the property damage claim exceeds my insurance policy limits?

If the claim surpasses your policy limits, you may be personally liable for the excess. Working with a property damage defense attorney can help minimize this risk.

How do I defend against claims for property damage that existed before the accident?

To defend against preexisting damage claims, gather evidence of prior conditions, use structural damage defense strategies and demonstrate intervening causes like weather factors or neglect.

Protect Yourself With Experienced Representation Today

If you are ready to meet with our team to get a defense against your property damage claim, contact us today. Call 305-990-8055 or reach out online to schedule your initial consultation with a Miami insurance attorney you can trust.